How to Ensure that Safety of Your Online Banking Account
We have seen the significant improvement of technology over the last decade. And, as technology advances, the bad elements also advance in the same proportion. This is very real in the online world. You will find bad elements hiding behind emails, websites, and fake persons. One of the juiciest finds will be information of your bank account. Here are some tips that can help you have a safe online banking experience.
Protecting your password is the most basic security tips that you should consider since the password gives access to your online bank account. Many online criminals are lurking to find ways to steal your password. A strong and difficult password is to be preferred over a personal one. Easy to break passwords such as birthdays, phone number, and social security numbers are to be avoided. If you are going to create a password, choose a combination of impersonal letters and numbers. It is best if you can have a long one. You should also make it a rule to change your password regularly.
Phishing is the term used for the activity of stealing online information. If you receive an email asking for information on your credit card, PINs, or passwords then that is a phishing email. The emails that crooks send will look exactly like coming from a legitimate financial institution. They appear convincing since they contain the logo of the real online bank. But these emails actually contain a link that leads you to a fake site that is designed to make you enter personal information.
If you notice that you are not addressed correctly by the email, then it most likely a fake email. They have grammatical errors and they have links to suspicious or unfamiliar domains. Check with your bank if they have really sent you an email if it looks suspicious. There are standards that online banks follow all the time. If you bank will send you an official email then they will address you properly and will never ask for your password, PIN or credit card information.
You can go to the bank’s official website to check out their security standards. If you want to know the policies of your bank, then call customer service and inquire from them.
Anti-virus software and firewall protection should be installed for your online banking. Get the best protection you can buy. Seek help to find the best rated products. Your computer can be safe from viruses that steal space on your computer hard drive or rob personal information from you if you have anti-virus and firewall protection.
If you think that you have accidentally given your personal information to a fraudulent website, then get help from your financial institution.